How much is car insurance for a new driver per month
How much is car insurance for a new driver per month - The average cost of auto insurance in the US is about $137 per month or $1,652 per year and is based on rates for drivers aged 30-45, according to an analysis of 2022 auto insurance rates by Policygenius.
But car insurance rates are different for each driver, which makes it difficult to predict how much you will be covered.
Your rates are personal, as they are based on things like your zip code, driving record, age, marital status, credit score, vehicle, insurance history, and how high or low you set the coverage limit.
- The most expensive state for auto insurance is Florida, where the median annual cost of auto insurance is $2,914
- The cheapest is North Carolina, with an average annual premium of $1.009
Small sedans were the most expensive car to insure, with an annual cost of $1,342, while small SUVs were the cheapest to insure, averaging $1,087 per year.
How much does auto insurance cost per month in each state?
Monthly auto insurance rates vary widely by state, usually determined by your age and driving history, your zip code is one of the most important factors in determining how much you will pay.
Average rates for auto insurance per month/year in each state in the US
Read also : How to get car insurance for the first-time without a car
Here are the car insurance costs for new drivers per month/year
- Alabama $1,726
- Alaska $1,345
- Arizona $1,655
- Arkansas $1,772
- California $1,857
- Colorado $1,751
- Connecticut $1,790
- Delaware $2,110
- District of Colombia $1,796
- Florida $2,914
- Georgian $1,710
- hawaii $1,200
- Idaho $1,109
- Illinois $1,403
- Indiana $1,219
- low $1,152
- Kansas $1,604
- Kentucky $2,158
- Louisiana $2,906
- Play $1,147
- Maryland $1,798
- Massachusetts $1,614
- Michigan $2,377
- minnesota $1,418
- Mississippi $1,674
- Missouri $1,568
- montana $1,888
- Nebraska $1,735
- nevada $2,137
- New Hampshire $1,224
- New jersey $2,259
- New Mexican $1,480
- New York $2,172
- North Carolina $1.009
- North Dakota $1,397
- Ohio $1,038
- Oklahoma $1,928
- Oregon $1,461
- pennsylvania $1,605
- Rhode Island $1,860
- South Carolina $1,864
- South Dakota $1,618
- Tennessee $1,329
- Texas $1,840
- Utah $1,503
- Vermont $1,124
- Virginia $1,314
- Washington $1,651
- West Virginia $1,681
- Wisconsin $1.062
- Wyoming $1,398
Average fares for male and female drivers aged 30, 35 and 45 years. Rates are provided by Quadrant Information Services. The rates given are examples of fees. Your actual quote may differ.
Average car insurance rates by city
Most expensive states for auto insurance: Florida, Louisiana, Michigan, New Jersey, and New York are the states with the most expensive average auto insurance rates.
The most expensive states for car insurance in USA 2022 Policygenius
Just because you live in one of the most expensive parts of auto insurance doesn't mean you automatically have to pay super high rates comparing quotes from several insurance companies through Policygenius can help you choose the best coverage for your budget.
There are several reasons why location is so important when it comes to auto insurance rates if your area is densely populated, crime rates are high, or natural disasters are frequent, meaning more claims, meaning higher rates.